Step 2: Get Pre-Approved. This alternate website is not operated by Educators Credit Union. COLLATERAL PROTECTION INSURANCE (CPI) If you have an auto or recreational vehicle financed at Educators Credit Union, we must have proof of insurance. Educators Credit Union makes it easy for you to get the vehicle you want. Successful completion of the Credit Saver loan does not guarantee further credit union loans. Membership: The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members. Educators offers vehicle warranty coverage for up to 50% less than dealer pricing. Skip to online banking login Skip to main content Skip to sitemap. Be aware that privacy and security policies of these sites may differ from those practiced by the credit union. Most of Educators Credit Union’s Preferred Auto Dealers – including AutoWerks – are essential businesses and are still open! You are now leaving Educators Credit Union’s website www.ecu.com. Choose from a fixed rate or variable Educators Credit Union ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ Log In ~ ~ ~ ~ ~ ~ ~ ~ Menu ~ ~ ~ ~ ~ ~ Accounts Accounts Certificates of Deposit Checking Fees and Disclosures Investments IRAs Money Market Savings Youth Accounts Rates. Contact one of our loan officers today! ANY SEASON, ANY REASON LOANS: Reduced loan rates based upon shorter terms of 12 to 24 months. Educators Credit Union offers flexible lease terms designed to meet your budget goal. In addition to our normal low rates, our auto loans feature a simple interest calculation with no prepayment penalties. Educators Credit Union offers extended warranties to members at up to 50% less than dealer pricing. CapEd has you covered when you are looking for a new vehicle. See our car loan rates and apply. Member Benefits. Advanced electronics, complex systems, and rising labor costs mean that a repair that might have cost hundreds of dollars a few years ago may now cost you thousands. No pre-payment penalties so you can pay the loan off anytime you want. We are actively working to increase accessibility and usability of our website to everyone. MPOWER+ Vehicle Return Protection is provided complimentary for 6 months on every vehicle financed with Gulf Coast Educators Credit Union. We only link to sites that we feel will be valuable to our members, but are not responsible for the content of these sites. Best Car Loan Rates From Credit Unions. Lock Icon. You can verify/supply proof of insurance by clicking this link www.imcovered.com/edcu ; our credit union number is 7017. Financing options up to 100% of dealer cost on new vehicles or NADA wholesale values on used vehicles, Optional GAP (Guaranteed Asset Protection) Insurance available for a fee – ask your loan officer for more details, Optional Extended warranty available for a fee – ask your loan officer for more details. Educators does not represent either the third party or the member if the two enter into a transaction. Financing Options. All of our offices will be open for normal business hours on Saturday, Dec. 26. Most credit unions have car loan interest rates which are significantly lower than that and offer a loan interest rebate at the end of the year. Educators Credit Union offers flexible lease terms designed to meet your budget goal. Your failure to supply insurance information will result in ECU purchasing CPI insurance on the vehicle; the cost of this insurance will be added to your loan balance. Your Step-By-Step Car Buying Guide: Step 1: Calculate Your Budget. Credit Union SA’s Car Loan ranks among Australia’s best value personal loans. 2CARFAX® Vehicle History Reports™ are based on information supplied to CARFAX®. You should carefully read the contract for a full explanation of the terms. If your income is impacted due to the pandemic situation, please contact us for an emergency loan. Think about us as your banking partner — trusted advisor — champion. We are actively working to increase accessibility and usability of our website to everyone. Ensure Your New Vehicle is Fully Protected with GAP. Don’t pay for more than you need, request a quote for policy that fits your needs. Why not try our new loan calculator tool below to see how much a car loan could cost you. The total cost of MMP is often far less than the cost of a single repair! Go ~ ~ ~ ~ New User ~ ~ Forgot Password ~ ~ ~ ~ ~ ~ ~ ~ Menu ~ ~ ~ ~ ~ ~ Accounts Accounts Certificates of Deposit Checking Fees and Disclosures Investments IRAs Money Market Savings Youth Accounts Rates. We strive to make not only our physical branches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Online – Find out if it is a fair price . Dealer Financing . With this valuable product, you can rest easy knowing that your auto loan won’t be a burden if an unexpected accident or theft occurs. Here’s a roundup of some of the top credit union loans for cars — offering the lowest auto financing rates, the best terms, the best credit union auto loan rates and the overall best auto loans to its members. THESE LINKS ARE PROVIDED ONLY AS A CONVENIENCE, WE DO NOT MANAGE THE CONTENT OF THOSE SITES. Educators Credit Union does not buy or sell cars. On this page, you will find information on Vehicle, Auto Loans, and rates. Just fill out the form below and a vehicle advisor will follow up with you. We can use our network of more than 100 Preferred Dealers to help find a new or used vehicle or lease that fits your needs. So, instead of paying off a substantial loan balance for a vehicle you can no longer drive, you could be free and clear. Vehicle advisors have access to special pricing that alleviates the stress of haggling. Your credit union offers a wide range of consumer loans to meet all of our members' needs. New and USED CAR INFORMATION is always available to members through ECU’s lobby computer and vehicle library. As with any loan, member must be 18 years of age or older to apply for loan and must have a primary savings account. Maximum loan amounts are $5,000 for these loans. We know these are stressful times and we don’t know what tomorrow may bring. Find out the benefits of a new or used car loan from Education Credit Union Do Better Auto Loan Research With Education Credit Union. Contact a Vehicle Advisor at (262) 884-6675 or toll-free at (800) 236-5898. Educators Credit Union is a not-for-profit cooperative. Vehicle advisors can offer leases on most makes and models up to three years old. Equal Housing Lender. Whether or not you purchase GAP will not affect your application for credit or the terms of any existing credit agreement you have with the financial institution. First Financial Credit Union in Southern CA offers educators the same low rates for new and used car loans. It allows you to return your vehicle and walk … Close. For mortgage rates, please contact one of our Real Estate Loan Officers. Educators Credit Union ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ Log In ~ ~ ~ ~ ~ ~ Online Banking ~ ~ ~ ~ Username. With Major Mechanical Protection (MMP) from Educators Credit Union, you can protect yourself against the expense of future costly repairs. Apply Now. Restrictions may apply. Contact a vehicle advisor for help with a safe and smooth buying process. This field is for validation purposes and should be left unchanged. For an unsecured rate, this loan generally provides the lowest interest rate available. Skip to Main Content Skip to Sitemap × You are leaving the First Financial Credit Union web site. Our low rates, affordable payment options and terms mean you can find the right loan to fit your needs. If you have a vehicle to trade in, make sure you research the trade-in value and factor that into your budget as well.. ** Virginia Educators Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the ADA standards and guidelines. Your purchase of GAP is optional. With our competitive rates and multiple term options, we could lower your monthly payment. It's the 7th largest credit union in Wisconsin with assets totaling $2.53 Billion and providing banking services to more than 202,000 members. Website Search. REFINANCING OPTIONS Are you looking for a lower rate or term? It’s FREE! This alternate website is not operated by Educators Credit Union. 1AutoWerks is a separate entity from Educators Credit Union. Loans Loans Apply for a Loan Auto Loans Boat and RV Loans Credit … In fact, if the average new car owner has his or her vehicle stolen or damaged beyond repair, they could still owe thousands of dollars after the insurance settlement. Educators Credit Union has been open since 1937. Apply for a CapEd Visa® credit card with a low introductory rate! Federally insured by NCUA. We can help you find a custom mortgage option that is tailored to your needs. My Account. Credit Union SA’s Education Community Car Loan has been named one of the country’s best value personal loans in the Mozo Experts Choice Awards. Learn about our auto loans and apply online. The awards have been running since 2014 and are judged from a selection of 239 different personal loans. We only link to sites that we feel will be valuable to our members, but are not responsible for the content of these sites. NEW and USED AUTO LOANS Our vehicle advisors can help you over the phone or meet you in person at the Appleton Ave., Glendale, Janesville, Kenosha, Loomis, Newman, Park Place, Sturtevant or Waukesha branches. See our lease specials or request a quote on a vehicle of your choice. Pay for this protection once, and in most cases you will not have to pay anything more than a small deductible should a breakdown occur. We appreciate your understanding while our staff takes time to celebrate these precious times. In order to qualify, the borrower must maintain a credit score of 670 or higher. LOGIN. NORTH ALABAMA EDUCATORS CREDIT UNION IS AN EQUAL CREDIT OPPORTUNITY AND EQUAL HOUSING LENDER. Skip a month’s worth of payments annually for a small fee. If you have a vehicle loan through Educators, you must maintain comprehensive and collision coverage on your vehicle … We do our best to keep our owners happy by sharing financial knowledge to help you make the best decision for your needs, offering low interest rates and even putting money right back into your account. Vehicle advisors can offer leases on most makes and models up to three years old. Try Our Car Loan Calculator > Educators Credit Union will close at noon on Christmas Eve and be closed all day on Christmas. Educators does not represent either the third party or the member if the two enter into a transaction. To learn more about MMP, call your loan officer or service representative today! Our vehicle advisors work diligently to find your next vehicle. RESEARCH & COMPARE N.A.D.A. Try our Vehicle Loan Calculator to help you estimate a monthly payment or loan term. Open your account with a $5 deposit, you are an owner of the credit union. You are now leaving Educators Credit Union’s website www.ecu.com. The vehicle advisors can give you an accurate written or phone appraisal on the spot to help maximize your trade-in value. Educators Credit Union is a financial cooperative. … The “CARFAX® Buyback Guarantee” is subject to the terms and conditions on Carfax.com. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under GAP. This alternate website is not operated by Educators Credit Union. Educators does not represent either the third party or the member if the two enter into a transaction. Loans Loans Apply for a Loan Auto Loans Boat and RV Loans Credit Cards Home Equity Loans Mortgage Loans Loan Tips Personal Loans Rates Student Loans. Auto Loans. Purchasing A Vehicle When you finance a vehicle through Gulf Coast Educators, you enjoy distinct advantages over financing at an auto dealership. Whether it’s a new or used vehicle, stop in and get pre-approved today! Research, compare or build your brand new dream car and then ask our vehicle advisors to provide members-only pricing from our Preferred Dealer Network. Therefore, to help you buy with confidence, getting a car loan from GCEFCU can protect you from certain life-changing circumstances. Financing is available for new or used vehicles. GAP makes up the difference between what insurance covers and the amount you still owe in most cases. Stop in or call for more information. Only new vehicles will qualify for an 8-year term with a maximum loan-to-value equal to 100%. Learn all the ins and outs, from finding the perfect vehicle to negotiating a reasonable price with our Car Buying Guide. Accurate written or phone appraisal on the spot to help you estimate a payment. Appreciate your understanding while our staff takes time to celebrate these precious times LINKS are provided only as CONVENIENCE... 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